Cover Selector
Office and Surgery Insurance
Who is the product for?
The Offices & Surgeries insurance product is designed to meet the requirements of the professional services industry and surgeries who wish to protect their business.
As standard includes:
- Contents including fixed glass
- Money
- Personal Accident - Assault
- Business Interruption
- Employers’ and Public Liability
The following optional additional covers are also available:
- Buildings
- Computer Breakdown
Other features and benefits of the policy
- Extensive list of acceptable Office and Surgery trades
- Electronic equipment temporarily removed up to £1,500 any one loss
- Outstanding Debit Balances up to £25,000
- Stock and prescription drugs up to £1,000
- Exhibition cover up to £2,000
- Replacement of locks following theft of keys - up to £1,000
- Automatic reinstatement of sum insured following a loss
- Personal effects or tools up to £500 per person
- Court attendance costs
- Cross liabilities
- Contingent motor liability cover
- Damage to underground services
- Health and Safety at Work Act legal fees and costs
- Option to pay by instalments
- 24/7 Claims helpline
- 24-hour Business legal helpline