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Caravan Insurance
What to look for when buying Touring Caravan Insurance
Secure caravan insurance discounts
Look out for savings when shopping for caravan insurance. Discounts apply for security devices such as alarms, tracking devices, axle locking devices and secure storage. Claim free caravanners can also secure up to 20% discount.
New for old cover
This ensures that if your caravan is stolen or damaged beyond economical repair your caravan will be replaced with a new caravan. Most insurers offer new for old cover for caravans up to 5 years providing the owner insures the caravan at what it would cost to replace with a new caravan. For caravans over 5 years old market value cover will apply whereby at the time of a theft or write off, the insurer would pay whatever the caravan was worth at that time.
Personal effects
These are items taken from the home on caravanning holidays and many caravan policies these can be included but the single article limits can be low. The limit is usually £500, for items over this these should be covered under a household insurance policy.
Storm Damage
Some policies exclude storm damage to awnings. With some awnings costing in excess of £1000, it is important to check that cover is included.
European use
If you travel abroad with your tourer select a caravan insurance policy with such cover included. Policy can vary from 90 to 240 days per trip.
Emergency Accommodation Expenses
This provides funds for alternative accommodation should your caravan be stolen or damaged to a point where it cannot be used for a booked holiday or whilst away on holiday. Our cover is £75 per day for 14 days or these limits would apply for hiring an alternative caravan.
Safeguard your pride and joy
Preventing theft not only keeps your no claims bonus intact, substantial insurance discounts are on offer. Think drive posts, alarms, tracking devices, secure storage is a great way to protect your caravan, full details are available from www.cassoa.co.uk
The Cover we offer...
The cover we offer has been designed to offer a first class insurance policy with total peace of mind at an affordable price. We believe in offering you total flexibility, therefore you may insure your caravan and then opt to include your contents and awning.
Owners of touring caravans and awnings worth up to a total of £17,000
New for Old
Automatically included if the Insured has been the caravan's only owner.
Value
If the caravan is less than five years old and the proposer has not been the only owner, the sum insured should be the price the proposer paid for the caravan. In the event of a total loss, we will pay the same amount. If the caravan is more than five years old, the sum insured should be the current market value.
Discounts
- Stored on a CaSSOA registered site
- Thatcham Q Standard Tracker
- Loyalty
Free European Use
Our policy includes 240 days in any one year of insurance to tour Europe.
Emergency Removal
If the Insured suffers an insured loss away from home, the policy will pay to both recover the caravan and redeliver after repair.
Loss of Use
If you cannot stay in your caravan as a result of loss or damage cover is included for hotel accommodation up to £75 a day for 14 days or caravan hire up to £75 a day for up to 14 days.
Alternative Accommodation
If the Insured is unable to stay in the caravan as a result of loss or damage we will pay for hotel accommodation up to £75 per day, up to 14 days, or hire another caravan up to the same amount.
Public Liability Cover
Is included up to £2 million.
Contents
We will insure contents of the caravan including portable motor movers.
Excess
£100 for each claim, but Nil if stolen or damaged whilst stored on a (CaSSOA) storage site.
Family Cover
Full cover whilst lending your caravan to your immediate family.