Personal Accident Insurance

For immediate cover please call 01943 850999

Personal accident insurance – protecting your interests

There’s no way that we or anybody else can make the subject of vehicle-based personal accident insurance anything other than serious. Thinking about accidents that may lead to you and your family experiencing trauma and possible high cost is not a laughing matter.

Although our personal accident insurance can’t stop you or your loved ones having such an accident, it may help you deal with some of the more serious financial and logistical aspects that could arise in such situations.

What can we offer you?

If you suffer death of major injury while travelling in an insured vehicle, we can offer you and your family:

£30,000 should you suffer accidental death, loss of sight in one or both of your eyes, the loss of a limb, total permanent disability or a permanent and complete loss of your speech;
£7,500 if you experience a permanent loss of hearing in one ear or £30,000 if it is both ears.

What are the exclusions?

As per all insurance, our personal accident insurance policies do, of course, carry some conditions that need to be studied. Basically we can’t cover situations arising from:

medical conditions that you had prior to any accident;
any injuries caused by racing the vehicle or using it for purposes other than it was originally designed for;
motorcycle or moped based injuries;
injuries or death sustained through suicide or attempted suicide;
injuries caused during the use of a vehicle for commercial purposes;
injuries caused by accidents while you were under the influence of alcohol or drugs;
injuries arising from fighting or matrimonial disputes.

What other help can we provide?

Making a claim and obtaining payment can be difficult and sometimes confusing. There can be a large numbers of people to deal with and legal complications.

It can be even more traumatic if you or a loved one is injured and requiring a lot of care and attention – the last thing you’ll need in such circumstances is to be spending huge amounts of your time in administrative activities surrounding the claim.

That’s where our support services come in. We can guarantee to give you a first-class and sympathetic claim handling service that we take pride in. Our support staff are on call and available 24 x 7 and our mission is to ensure that you do not find yourself alone and adrift while needing to progress a personal accident insurance claim.

What advice can we give?

Personal accident insurance exists to try to help overcome at least some of the pain and trauma associated with death or serious injury and certainly some of the very high costs that may come with it. It is a very important and personal area and we would welcome the chance to discuss our services and products with you further. Please do not hesitate to give us a call to find out more.

For immediate cover please call 01943 850999